A pressure washer gets used twice a year. A tile saw, once. The rest of the time it sits in a basement three houses from the next person who needs it. Nearly every tool anyone buys is like this.
You have to work out who might have one, interrupt them to find out, and feel like you owe them afterward. For a forty-dollar tool that can be more trouble than just buying it. So people buy it, use it once, and put it in the basement — which is how one street ends up with six of everything and nobody to ask.
Everyone here hung their tools up on purpose. Asking isn’t imposing on someone, it’s taking them up on something they offered. That’s the whole difference, and it’s most of the reason this exists.
Nobody texts the neighborhood to ask whether anyone has a drain auger — you’d have to already know that borrowing one was an option. Here you can just look.
A tool goes up once and keeps working. Nobody has to ask around again next spring, or remember who said yes last time.